The Best Insurance

Twice this week I have found myself cancelling doctor appointments, instead of scheduling them. I appreciate the secretaries giving me advance warnings, but it still doesn't make sense that Medicare won't pay for a cast on a fractured foot, or for an eye exam when you've been screened negatively for either a cataract or glaucoma.

I'm sorry, but I don't have hundreds of dollars left at the end of the month to pay for these medical costs on my own. I make just a little over the amount to qualify for Medicaid, but not enough to pay for my own medical needs. So for now, I will just pray that my foot heals within the next month, and that this is just a slow-growing cataract in one eye and not glaucoma.

As one of thousands who are "falling through the cracks" financially, I still have a backup insurance plan I can depend on. God and I are business partners in a sense. Returning tithe to God is the best insurance plan on the market. No deductibles and no co-pays. Besides, it builds faith and faith is definitely a valuable commodity when you find yourself falling. I know my God will catch me. He's been doing it for years.

Shock from the Electric Company

The most distasteful part of my day was having to call the electric company and ask them why I was given a disconnect notice yesterday. I was totally positive it was all a mistake. I looked up my last two months' check stubs for the bills I had paid. They were both paid in full and on time. So, how could I possibly get a bill for over two hundred dollars and be disconnected?

To my dismay, I learned that I missed one payment last fall. I vaguely remember a check coming back in the mail as undeliverable for some reason. But I must have assumed that it would be corrected on next month's bill. Unfortunately this caused me to go off the budget plan (where I only paid about $60 every month) and get charged the actual amount of usage for last month.

So, my advice is don't mess with the I.R.S. and also don't mess with the electric company. But really and truly, my advice is don't assume you're right, even when you think you are. Period.

And the same goes for God. You may think you are right and good in His eyes. But give Him a prayer call. He just might have to set you straight on a few things. It's a humbling experience.